Make your investments work
Increasingly customers are choosing asset finance rather than using capital for all manner of investments. Not only does it allow you to spread the costs over time but it may also unlock powerful tax benefits too.
Most organisations simply don’t realise just how much can be asset financed. IT and software, furniture and fit out, plant and machinery, security systems, office equipment, vehicles and even green energy solutions all make sense to finance.
For many, retaining the capital to deploy elsewhere is key, whilst for others, recognising that almost all equipment depreciates from day one and yet only returns value over time is fundamental.
Strategically, financing your assets can transform how you think about procurement in general. No more need to sweat assets artificially beyond their useful life or face big spikes in demand on cash flow when their renewal becomes business critical. Being able to pay a low, fixed amount each month and in return have exactly the work specification you want, both now and for the future makes complete sense.
Feel totally secure in the knowledge that lifecycle and redundancy of your assets will never be an issue for you again.
The benefits of finance
Tax efficient
For private sector organisations, leasing provides a highly attractive, fully 100% tax deductible solution. Those that are subject to higher tax rates have even more to save.
Retain capital
Locking capital away in depreciating assets is no longer necessary. Free up the cash to be deployed elsewhere, working harder for your organisation and delivering true returns.
Costs Match Return
Leasing allows you to match your costs in line with the return on your investment, unlike capital where all costs are paid upfront and in full.
Make budgets work
Make investment decisions based on your needs and not limited by constrained budgets which might otherwise restrict what you can achieve.
Reduce Risk
Become less reliant on your primary funder (s) and spread your risk. Your existing credit lines remain unaffected and you unlock access to 40+ specialist asset funders.
Fixed costs
Your payments are manageable, low and fixed for the duration of the agreement, so no hidden surprises or exposure should interest rates rise in the future.
Strategic solution
Strategically, leasing provides you with a mechanism to manage the lifecycle of your assets, across your whole estate, avoiding large capital investments.
Spread VAT
Rather than pay the VAT in full upfront as you would with traditional capital expenditure, the VAT is paid on each repayment (excluding hire/lease purchasing agreements)
Total Project Funding
Expertise to make sure that all of your costs, including fees, labour and delivery charges can be included in your facility.